Term Life, Universal
Life, and Whole Life
Insurance Quotations
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Our Health Plans are
Among New York's top
Values and choices.
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Protect Your Assets
From the Effects of a
Lengthy Disability.
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This Valuable Coverage
Can Allow you to Remain
at Home Should You
Need Long Term Care.
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Newly Married Individuals
Newly married individuals have a variety of needs which we can help you solve:
Financial Planning and Coordination – maximize and understand benefits that are available through work; systematic savings with a focus on maximizing returns and minimizing taxes; goal oriented savings: child's college education; early retirement; care of an aging parent etc..
Disability Income – crucial to the well being of a marriage. This coverage protects your loved ones who might be devastated at the loss of your income. This coverage is extremely helpful for sole proprietors and professionals. Coverage may also be available to cover the operating expenses of your business while you recuperate.
Life Insurance – this product provides money at a time when you are no longer around to earn it. A variety of products to meet different budgets and Options include:
Term insurance – which provides a fixed amount of life insurance for a specific number of years. For younger people this is the lowest initial cost to provide maximum protection.
Universal Life – an extremely flexible product which allows you to decide how much or if you will make a premium payment after the first year. Any premium paid that does not get used to cover insurance costs is placed in a tax deferred account which is credited with current interest rates. Interest rates and the amount of money you pay each year determines how long coverage will last.
Whole Life – the most long term and stable of the life insurance products. This product requires a premium payment each year however; this is somewhat offset by increases in tax deferred cash value. These plans are designed to run at least to age 100.
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NY Life and Health.com (A Subsidiary of the Norton and Siegel Insurance Agency)
2 East Main Street (Mailing Address: PO Box 220) Babylon, NY 11702
E-Mail: sales@nylifeandhealth.com Our Toll Free Phone Number: 866-669-0365
Local Phone Number: 631-669-0365 Fax Number: 631-669-0158
Please report site-related technical problems to: sales@nylifeandhealth.com
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